UPSC MainsESSAY2015125 Marks1000 Words
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Q6.

Crisis faced in India - moral or economic.

How to Approach

This essay question requires a nuanced understanding of India's current challenges. The approach should be dialectical, avoiding a simplistic 'either/or' answer. It's crucial to define 'crisis', 'moral' and 'economic' in the Indian context. The essay should explore how economic crises often have moral dimensions (e.g., inequality, corruption) and how moral failings can exacerbate economic problems (e.g., crony capitalism, lack of trust). Structure: Introduction defining terms, Body exploring economic crises & their moral implications, moral crises & their economic consequences, and finally, an analysis of their interplay. Conclusion should advocate for a holistic approach.

Model Answer

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Introduction

India currently navigates a complex landscape of challenges, often framed as a ‘crisis’. While immediate concerns frequently revolve around economic indicators like GDP growth, inflation, and unemployment, a deeper examination reveals a concurrent erosion of ethical values and societal norms. The term ‘crisis’ itself implies a turning point, a moment of instability and uncertainty. The question of whether India’s current predicament is primarily ‘moral’ or ‘economic’ is not merely academic; it has profound implications for policy formulation and national development. This essay argues that the crises facing India are deeply intertwined, with economic vulnerabilities often stemming from, and being amplified by, a decline in moral and ethical standards, and vice versa.

Economic Crises in India: A Manifestation of Deeper Issues

India has faced several economic crises in recent decades. The 1991 balance of payments crisis necessitated liberalization. More recently, the demonetization of 2016, the implementation of the Goods and Services Tax (GST) in 2017, and the COVID-19 pandemic induced economic slowdown have all presented significant challenges. The current concerns around slowing growth, rising unemployment (reaching 8.3% in December 2023, CMIE data), and increasing debt levels are undeniable. However, these economic issues are often symptomatic of underlying moral and governance failures.

  • Corruption: Systemic corruption, as highlighted by Transparency International’s Corruption Perception Index (CPI) where India ranked 93rd in 2023, diverts resources, distorts markets, and undermines investor confidence.
  • Crony Capitalism: The concentration of wealth in the hands of a few, often through preferential treatment and political connections, stifles competition and innovation. The telecom spectrum allocation scam (2G scam) is a prime example.
  • Tax Evasion: Widespread tax evasion reduces government revenue, hindering public investment in crucial sectors like education and healthcare.
  • Non-Performing Assets (NPAs): The NPA crisis in the banking sector, largely attributed to reckless lending practices and political interference, crippled the financial system and hampered economic growth.

Moral Crises in India: Fueling Economic Instability

Alongside economic challenges, India is grappling with a discernible decline in ethical standards across various spheres of life. This ‘moral crisis’ manifests in several ways:

  • Erosion of Trust: Declining trust in institutions – government, judiciary, media – weakens social cohesion and hinders effective governance.
  • Rise of Populism & Identity Politics: The increasing emphasis on identity-based politics often overshadows rational economic policies and promotes divisive tendencies.
  • Weakening of Social Fabric: Rising incidents of communal violence, caste discrimination, and gender inequality erode the social fabric and create an environment of instability.
  • Lack of Accountability: A culture of impunity, where powerful individuals are rarely held accountable for their actions, perpetuates corruption and undermines the rule of law.

These moral failings have direct economic consequences. For instance, corruption increases the cost of doing business, discourages foreign investment, and hinders economic development. The lack of accountability fosters a climate of uncertainty, discouraging long-term investment and innovation.

The Interplay: A Vicious Cycle

The relationship between economic and moral crises is often cyclical and mutually reinforcing. Economic hardship can exacerbate moral failings, as individuals and institutions resort to unethical practices to survive. Conversely, a decline in moral standards can create an environment conducive to economic mismanagement and corruption.

Economic Crisis Moral/Ethical Consequence Example
Rising Unemployment Increased desperation, potential for social unrest & crime Farmer suicides due to debt (Maharashtra, 2023)
Inflation Hoarding, black marketing, unethical business practices Onion price manipulation during periods of scarcity
Corruption Erosion of public trust, weakened institutions Coal allocation scam (2012)

The recent Adani Group controversy (2023), while primarily an economic issue concerning market manipulation, also raised questions about regulatory oversight and potential conflicts of interest, highlighting the interplay between economic and moral dimensions.

Conclusion

In conclusion, framing India’s current challenges as solely ‘moral’ or ‘economic’ is a false dichotomy. The crises facing India are deeply interconnected, forming a complex web of economic vulnerabilities and ethical failings. Addressing these challenges requires a holistic approach that prioritizes both economic reforms and the restoration of ethical values. Strengthening institutions, promoting transparency and accountability, fostering a culture of integrity, and investing in education and social justice are crucial steps towards building a more resilient and equitable India. A long-term vision focused on sustainable and inclusive growth, underpinned by strong ethical foundations, is essential for navigating the complexities of the 21st century.

Answer Length

This is a comprehensive model answer for learning purposes and may exceed the word limit. In the exam, always adhere to the prescribed word count.

Additional Resources

Key Definitions

Moral Hazard
A situation where one party takes more risks because someone else bears the cost of those risks. In the Indian context, this can manifest in banks lending recklessly knowing the government will bail them out.
Crony Capitalism
An economic system in which success in business depends on close relationships between business people and government officials. It may be manifested in the form of favoritism in dealings, licensing, and regulatory enforcement.

Key Statistics

India’s rank in the Global Corruption Perception Index (CPI) 2023 is 93 out of 180 countries.

Source: Transparency International

India’s household debt to GDP ratio stood at approximately 37.3% in FY23.

Source: RBI Report on Trend and Progress of Banking (2023-24)

Examples

The Satyam Scandal (2009)

The Satyam Computer Services scandal involved massive financial fraud through inflated revenues and fictitious assets, demonstrating a severe ethical lapse and causing significant economic damage to investors and the Indian IT sector.

Frequently Asked Questions

Can economic growth alone solve India’s problems?

No. While economic growth is necessary, it is not sufficient. Without addressing underlying issues of corruption, inequality, and lack of accountability, economic growth may be unsustainable and benefit only a few, exacerbating social tensions.

Topics Covered

EconomySocial IssuesGovernanceEconomic DevelopmentCorruptionSocial Values