UPSC MainsECONOMICS-PAPER-I202010 Marks150 Words
Q24.

In the context of a developing economy, do you think that fiscal policy is more effective than monetary policy? Give reasons in support of your answer.

How to Approach

This question requires a comparative analysis of fiscal and monetary policy effectiveness in a developing economy context. The answer should acknowledge the strengths and weaknesses of both, but lean towards fiscal policy being more potent in such settings. Structure the answer by first defining both policies, then outlining their mechanisms, and finally comparing their effectiveness, citing examples relevant to developing economies. Focus on factors like the level of financial inclusion, institutional capacity, and supply-side constraints.

Model Answer

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Introduction

In a developing economy, achieving sustained growth and equitable distribution of wealth requires effective macroeconomic management. Both fiscal and monetary policies are crucial tools at the government’s disposal. Fiscal policy, encompassing government spending and taxation, directly influences aggregate demand and resource allocation. Monetary policy, managed by the central bank, primarily controls the money supply and credit conditions. However, given the structural characteristics of developing economies – often marked by limited financial market depth, a large informal sector, and supply-side bottlenecks – the question arises whether fiscal policy holds a comparative advantage in driving economic outcomes.

Understanding Fiscal and Monetary Policy

Fiscal Policy refers to the use of government spending and taxation to influence the economy. It operates through changes in aggregate demand, impacting output, employment, and inflation. Tools include government expenditure on infrastructure, subsidies, and tax rates.

Monetary Policy, on the other hand, involves managing the money supply and credit conditions, typically through interest rate adjustments, reserve requirements, and open market operations. Its primary goal is to maintain price stability and support economic growth.

Mechanisms and Effectiveness in Developing Economies

Fiscal Policy – Direct Impact & Multiplier Effect

  • Direct Impact on Demand: Government spending directly boosts aggregate demand, particularly crucial in economies with weak private demand. For example, investments in rural infrastructure under the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) directly create demand and employment.
  • Supply-Side Effects: Fiscal policy can address supply-side constraints through investments in education, healthcare, and infrastructure, enhancing long-term growth potential. The ‘Make in India’ initiative, supported by fiscal incentives, aims to boost domestic manufacturing.
  • Multiplier Effect: Government spending generates a multiplier effect, leading to a larger increase in national income. However, the size of the multiplier can be limited by import leakage and crowding-out effects.

Monetary Policy – Indirect & Limited Reach

  • Financial Inclusion Challenges: Monetary policy transmission is often weak in developing economies due to low financial inclusion. A significant portion of the population operates outside the formal banking system, limiting the impact of interest rate changes.
  • Informal Sector Dominance: The large informal sector is less responsive to monetary policy signals. Interest rate changes have limited influence on borrowing and investment decisions in this sector.
  • Supply-Side Constraints: Monetary policy is less effective in addressing supply-side bottlenecks. Lowering interest rates may not significantly boost production if firms face constraints like inadequate infrastructure or skilled labor shortages.
  • Exchange Rate Volatility: In some developing economies, monetary policy is often focused on managing exchange rate volatility, potentially overshadowing domestic growth objectives.

Comparative Effectiveness

Feature Fiscal Policy Monetary Policy
Impact Direct on aggregate demand & supply Indirect, through financial markets
Reach Wider, including informal sector Limited by financial inclusion
Effectiveness Higher in addressing structural issues Lower in economies with weak financial systems
Implementation Politically challenging, implementation delays Technically easier, quicker implementation

While monetary policy plays a vital role in maintaining price stability, its effectiveness is constrained in developing economies. Fiscal policy, with its direct impact on demand and supply, and its ability to address structural issues, is generally more potent. However, effective fiscal policy requires strong institutional capacity, efficient public spending, and prudent debt management. The 2008 global financial crisis demonstrated the effectiveness of fiscal stimulus packages in mitigating the economic downturn, even in developing countries like India.

Conclusion

In conclusion, while both fiscal and monetary policies are essential for macroeconomic stability, fiscal policy appears more effective in the context of a developing economy. This is due to the unique structural characteristics of these economies, including limited financial inclusion, a large informal sector, and significant supply-side constraints. However, the effectiveness of fiscal policy hinges on good governance, efficient implementation, and sustainable debt levels. A coordinated approach, leveraging the strengths of both policies, is ultimately the most desirable path to achieve inclusive and sustainable growth.

Answer Length

This is a comprehensive model answer for learning purposes and may exceed the word limit. In the exam, always adhere to the prescribed word count.

Additional Resources

Key Definitions

Aggregate Demand
The total demand for goods and services in an economy at a given price level and time period.
Crowding-out Effect
The reduction in private investment that occurs when government borrowing increases interest rates.

Key Statistics

As of 2023, approximately 48% of India’s population does not have access to a formal bank account (World Bank Findex Database, 2023).

Source: World Bank Findex Database, 2023

India’s fiscal deficit was 5.9% of GDP in 2023-24 (Revised Estimates) (Budget 2024-25).

Source: Union Budget 2024-25

Examples

China’s Infrastructure Investment

China’s massive investments in infrastructure (roads, railways, ports) over the past few decades, funded through fiscal policy, have been a key driver of its economic growth.

Frequently Asked Questions

Can monetary policy be made more effective in developing economies?

Yes, through financial inclusion initiatives, strengthening banking regulation, and developing deeper financial markets. Fintech innovations can also play a role in expanding access to financial services.