UPSC MainsGeneral Studies Paper IIGovernancePractice question

Welfare Schemes for Vulnerable Sections: India and Odisha

Discuss the significance of welfare schemes for vulnerable sections of society. Examine the challenges in their implementation and assess their performance with special reference to India and Odisha.

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Introduce by grounding welfare schemes in the constitutional mandate (Directive Principles of State Policy) and citing multidimensional poverty reduction data. In the body, evaluate the significance and performance of welfare schemes across key sectors with evidence from national and Odisha-specific initiatives, followed by an examination of administrative, fiscal, and technological implementation bottlenecks. Conclude with actionable reform pathways aligned with the Sustainable Development Goals.

Model answer

435 words

Introduction

Welfare schemes operationalise the Constitutional mandate of a welfare state enshrined under Articles 38, 39, and 41 of the Directive Principles of State Policy (DPSP) to advance equity and social justice. Their transformative significance is underscored by NITI Aayog's Multidimensional Poverty Index (MPI) findings, which report that approximately 24.82 crore Indians exited multidimensional poverty over the span of nine years.

Significance and Performance Assessment: India and Odisha

Welfare interventions have established critical safety nets and promoted socio-economic mobility through targeted programming at both the national and state levels:

  • Poverty Alleviation and Livelihood Security: Macro-interventions such as the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) and PM-KISAN have cushioned rural incomes against economic shocks. Nationally, the shift toward Direct Benefit Transfer (DBT) platforms has saved the exchequer an estimated ₹4.31 lakh crore between 2014 and 2024 by purging ghost beneficiaries, substantially raising expenditure efficiency.
  • Universal Healthcare Access: Ayushman Bharat PM-JAY has mitigated catastrophic health expenditures nationwide. In Odisha, this is reinforced through the integrated Gopabandhu Jan Arogya Yojana (GJAY), providing cashless healthcare coverage up to ₹5 lakh per family and ₹10 lakh for women, directly reducing out-of-pocket spending.
  • Women's Economic Agency: Institutional frameworks like Odisha's Mission Shakti self-help group network and the flagship Subhadra Yojana—which transfers ₹10,000 annually to eligible women—have catalysed financial inclusion, asset ownership, and grassroots entrepreneurship.
  • Targeted Protection for Marginalised Cohorts: Schemes such as Odisha's KALIA (Krushak Assistance for Livelihood and Income Augmentation) directly target landless labourers and tenant farmers, while the Madhu Babu Pension Yojana extends income security to older persons, widows, and persons with disabilities.

Key Challenges in Implementation

Despite substantial outlays, critical delivery deficits continue to hamper the efficacy of welfare programmes:

  • Administrative and Convergence Deficits: Fragmented programmatic silos lead to weak inter-departmental convergence. Audits by the Comptroller and Auditor General (CAG) repeatedly highlight delayed fund utilisation, inadequate baseline surveys, and rampant inclusion and exclusion errors.
  • Fiscal Pressures and Outcome Blindness: Burgeoning revenue expenditures on non-targeted subsidies squeeze public capital investment. Moreover, the absence of robust outcome-budgeting frameworks often privileges financial expenditure metrics over qualitative socio-economic transformations.
  • Technological and Structural Exclusion: Over-reliance on digital architectures, mandatory Aadhaar linkages, and biometric authentication creates friction in remote geographies. This has led to last-mile delivery exclusions, particularly among indigenous communities in backward regions such as Odisha's Kalahandi-Balangir-Koraput (KBK) belt.

Conclusion

To realise Sustainable Development Goals 1 (No Poverty) and 10 (Reduced Inequalities), India's welfare architecture must transition from an outlay-centric model to an outcome-oriented paradigm. Institutionalising decentralised grievance redressal, enforcing statutory social audits, and leveraging the collaborative governance framework of the Aspirational Districts Programme remain essential for achieving saturation-level last-mile delivery.

Key facts to remember

statistic

The direct transfer of welfare benefits into verified bank accounts eliminated duplicate and ghost beneficiaries, resulting in cumulative fiscal savings exceeding ₹4.31 lakh crore.

Direct Benefit Transfer (DBT) Mission, Government of India
statistic

According to NITI Aayog's multidimensional poverty report, 24.82 crore individuals in India escaped multidimensional poverty between 2013-14 and 2022-23.

NITI Aayog (2024)
scheme
Subhadra Yojana (Odisha)

A flagship financial empowerment initiative introduced in Odisha providing an annual financial assistance of ₹10,000 directly to eligible women to foster financial independence and entrepreneurship.

scheme
Gopabandhu Jan Arogya Yojana (GJAY)

Odisha's state health insurance scheme integrated with central health guarantees to provide cashless treatment of up to ₹5 lakh per family and ₹10 lakh for women.

Frequently asked questions

What are the primary reasons for exclusion errors in Indian welfare schemes?

Exclusion errors predominantly stem from outdated socio-economic datasets, bureaucratic documentation bottlenecks, lack of digital connectivity, and biometric authentication failures in remote and tribal areas.